VA Loans

Exclusive zero-down financing for veterans and active-duty service members.

How a VA Loan Works

VA loans are guaranteed by the Department of Veterans Affairs, so eligible borrowers can buy with no down payment and no monthly mortgage insurance. A one-time funding fee applies, and it is waived for many veterans with a service-connected disability.

Our VA specialists request your Certificate of Eligibility for you and work with lenders who close VA loans every week, which keeps the appraisal and underwriting predictable.

What We Handle for You

  • Your Certificate of Eligibility request
  • Funding fee exemptions you may be entitled to
  • VA appraisal requirements before you make an offer
  • A second VA loan when your entitlement allows it

At a Glance

The headline requirements for this program. Your loan officer confirms the exact figures for your situation.

Minimum Down Payment
0% for eligible veterans and service members
Credit Score
No set minimum; most lenders look for 620
Loan Terms
15 or 30 years, fixed or adjustable
Best For
Veterans, active-duty members and eligible surviving spouses
Get Pre-Qualified

Ready to start?

Pre-qualification takes 3 minutes – no credit impact, no commitment.

Begin Pre-Qualification

Explore Other Loan Programs

One application, every program: your loan officer prices each option side by side.

Purchase

First home or fifth – we find the best purchase loan for your situation. Low down payment options available.

Learn More

Refinance

Lower your rate or tap your equity with a smart refinance strategy tailored to your goals.

Learn More

FHA Loans

Government-backed loans with as little as 3.5% down, ideal for first-time buyers.

Learn More