Investment
Grow your portfolio with smart financing on rental and investment properties.
How an Investment Loan Works
Investment property loans finance a home you will rent out rather than live in. Lenders price the extra occupancy risk into the rate, so the down payment and your reserves have a larger effect on the offer.
Expected rent can count toward your qualifying income. We show you how each lender treats it before you choose, because the answer changes how much you can borrow.
What We Compare for You
- Rates for one-unit and two-to-four-unit properties
- How much of the expected rent each lender counts
- Reserve requirements across your whole portfolio
- Loans in your own name or through an LLC
At a Glance
The headline requirements for this program. Your loan officer confirms the exact figures for your situation.
Explore Other Loan Programs
One application, every program: your loan officer prices each option side by side.
Purchase
First home or fifth – we find the best purchase loan for your situation. Low down payment options available.
Learn MoreRefinance
Lower your rate or tap your equity with a smart refinance strategy tailored to your goals.
Learn MoreFHA Loans
Government-backed loans with as little as 3.5% down, ideal for first-time buyers.
Learn More