Purchase

First home or fifth – we find the best purchase loan for your situation. Low down payment options available.

How a Purchase Loan Works

A purchase loan pays for the home you are buying, less the down payment you bring. Because we shop more than 50 lenders, the same file can be priced as a conventional, FHA, VA or jumbo loan, and you see every option side by side before you choose.

Pre-qualification takes a few minutes and uses a soft credit check, so your score is untouched. Once you are under contract, your loan officer moves the file to a full application and keeps the lender, the agent and the title company on the same timeline.

What We Handle for You

A pre-approval letter your agent can send with the offer
Rate quotes from our full lender network, not one bank
Down payment assistance programs you may qualify for
The appraisal, underwriting and closing schedule

At a Glance

The headline requirements for this program. Your loan officer confirms the exact figures for your situation.

Minimum Down Payment

From 3% of the purchase price on a conventional loan

Credit Score

620 or higher for most conventional programs

Loan Terms

10, 15, 20 or 30 years, fixed or adjustable

Best For

First-time and repeat buyers of a primary home

Get Pre-Qualified

Ready to start?

Pre-qualification takes 3 minutes – no credit impact, no commitment.

Begin Pre-Qualification

Explore Other Loan Programs

One application, every program: your loan officer prices each option side by side.

Refinance

Lower your rate or tap your equity with a smart refinance strategy tailored to your goals.

FHA Loans

Government-backed loans with as little as 3.5% down, ideal for first-time buyers.

VA Loans

Exclusive zero-down financing for veterans and active-duty service members.

View All Loan Programs