Legal

Terms of Use

The terms that govern this website.

This page explains what you can expect from the information published here, and what it is not.

General information only

Everything on this site is general information about our services. It is not personal advice and should not be relied on as though it were. Personal advice is given only in writing, to a named client, after we understand their circumstances.

No guarantees of outcome

Nothing here is a promise about future performance, returns or tax treatment. Any figures used are illustrative and are there to explain a method, not to predict a result.

Keeping the site accurate

We take care to keep these pages current, but rules and circumstances change. If something matters to a decision you are making, ask us to confirm it rather than relying on the page.

Links to other sites

Where we link elsewhere it is because we found the material useful. We do not control those sites and are not responsible for their content.

Intellectual property

The text, design and images on this site belong to us or are used with permission. You are welcome to quote a passage with attribution; please ask before reproducing a page in full.

Contacting us

Questions about these terms can be sent to the contact address published on this site, and a person will answer them.

Something unclear?

Ask us and a person will reply.