Privacy

What we collect, why, and how long we keep it.

Insurance needs more personal data than most products. This page says exactly which parts and what happens to them.

What we collect

Contact details, the answers you give in a quote or claim, payment details, and the technical information your browser sends. For medical and travel cover we also collect the health information you declare.

Why we collect it

To price a policy, to issue and administer it, to assess claims, to meet our regulatory obligations, and to detect fraud. We do not sell personal data and we do not share it with advertisers.

Who sees it

Our own staff, the underwriters who carry the risk, the loss adjusters assigned to a claim, and the payment processor. Each of them sees only the part they need.

How long we keep it

Policy and claims records are kept for seven years after the policy ends, which is the period our regulator requires. Quote data that never became a policy is deleted after twelve months.

Your rights

You can ask for a copy of what we hold, ask us to correct it, or ask us to delete anything we are not required to keep. Requests are answered within thirty days at no charge.

Cookies

The site uses cookies to keep you signed in and to remember a quote in progress. Analytics cookies are optional and off until you accept them.