Pricing
Three ways to buy. Same claims team behind all of them.
Prices below are the median monthly premium for a 34-year-old with no claims in the last five years. Your quote is priced on your own details.
One policy, no extras
Essential
$18month
- A single line of cover
- Standard excess of $500
- Online claims and renewals
- Email support, one business day
Home and motor together
Household
$41month
- Two or more lines of cover
- Excess reduced to $250
- Bundle discount applied automatically
- Phone and email support, 8am to 8pm
- Courtesy car on motor claims
Everything, including travel
Complete
$67month
- All four lines of cover
- Excess reduced to $100
- Annual multi-trip travel included
- Named claims handler
- Legal expenses cover included
What changes the price
Your excess
The voluntary excess is the part of a claim you agree to pay yourself. Moving from $250 to $1,000 typically takes 12 to 18 per cent off the premium, worth doing only if you could pay it tomorrow.
How you pay
Paying annually avoids the credit charge built into monthly instalments, which is usually between 6 and 11 per cent of the total.
Claims in the last five years
A single claim rarely doubles a premium, but two in three years moves you into a different pricing band. Protected no-claims discounts hold the discount, not the price.
What you add
Legal expenses, key cover and gadget cover are each priced separately and shown before you accept. None of them are added by default.
Your real price takes a minute to find.
The table above is a median. Your own quote is priced on your details, and nothing is binding until you accept it.
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