{"id":3,"date":"2026-09-25T12:05:32","date_gmt":"2026-09-25T12:05:32","guid":{"rendered":"https:\/\/demos.canvaswp.com\/mortgage\/home\/"},"modified":"2026-10-01T08:58:56","modified_gmt":"2026-10-01T08:58:56","slug":"home","status":"publish","type":"page","link":"https:\/\/demos.canvaswp.com\/mortgage\/","title":{"rendered":"Home"},"content":{"rendered":"
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Every Loan Type, One Trusted Broker<\/h2>\n

From your first home to your next investment – we have the right loan for every milestone.<\/p>\n<\/div>\n

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Purchase<\/h5>

First home or fifth – we find the best purchase loan for your situation. Low down payment options available.<\/p>Learn More <\/i><\/a><\/div><\/div>

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Refinance<\/h5>

Lower your rate or tap your equity with a smart refinance strategy tailored to your goals.<\/p>Learn More <\/i><\/a><\/div><\/div>

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FHA Loans<\/h5>

Government-backed loans with as little as 3.5% down, ideal for first-time buyers.<\/p>Learn More <\/i><\/a><\/div><\/div>

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VA Loans<\/h5>

Exclusive zero-down financing for veterans and active-duty service members.<\/p>Learn More <\/i><\/a><\/div><\/div>

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Jumbo Loans<\/h5>

Financing above conforming loan limits with competitive rates for high-value properties.<\/p>Learn More <\/i><\/a><\/div><\/div>

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Investment<\/h5>

Grow your portfolio with smart financing on rental and investment properties.<\/p>Learn More <\/i><\/a><\/div><\/div><\/div>\n<\/div>\n<\/section>\n

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See How Our Rates Stack Up<\/h2>\n

ClearPath shops over 50 lenders in real time – not just one bank's shelf rate. We compare wholesale rates across our entire network so you see the most competitive options side by side, transparently, before you commit to anything.<\/p>\n

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Lender<\/th>\nNational Bank<\/th>\nOnline Lender<\/th>\nClearPath Best Match<\/span><\/th>\n<\/tr>\n<\/thead>\n
Rate<\/td>\n7.12%<\/td>\n6.89%<\/td>\n6.49%<\/td>\n<\/tr>\n
APR<\/td>\n7.34%<\/td>\n7.18%<\/td>\n6.68%<\/td>\n<\/tr>\n
Monthly Payment<\/td>\n$2,218<\/td>\n$2,173<\/td>\n$2,086<\/td>\n<\/tr>\n
Points<\/td>\n1.0<\/td>\n0.75<\/td>\n0.25<\/td>\n<\/tr>\n
Closing Costs<\/td>\n$6,850<\/td>\n$5,920<\/td>\n$4,375<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

* Sample rates shown for illustrative purposes only. Based on a $450,000 30-year fixed loan, 20% down, 760 credit score. Actual rates vary.<\/p>\nGet Your Personalized Rate<\/a>\n<\/div>\n

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What Affects Your Rate?<\/h3>\n

Understanding these five factors helps you take control of your mortgage cost before you apply.<\/p>\n

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Credit Score<\/div>\n
Higher scores unlock lower rates – even a 20-point difference can save thousands over the life of your loan.<\/div>\n<\/div>\n<\/div>\n
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Loan-to-Value Ratio<\/div>\n
A larger down payment lowers your LTV, reducing lender risk and typically qualifying you for better pricing.<\/div>\n<\/div>\n<\/div>\n
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Loan Type<\/div>\n
Conventional, FHA, VA, and jumbo loans each carry different rate structures and eligibility requirements.<\/div>\n<\/div>\n<\/div>\n
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Property Type<\/div>\n
Primary residences, investment properties, and condos are priced differently by lenders based on occupancy risk.<\/div>\n<\/div>\n<\/div>\n
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Loan Term<\/div>\n
Shorter terms (15-year) come with lower rates but higher monthly payments – we help you find the right balance.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n
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\nMortgage Calculator<\/span>\n

Calculate Your Monthly Payment<\/h2>\n

Get an accurate estimate instantly. Adjust the values below to explore different scenarios.<\/p>\n<\/div>\n<\/div>\n

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\nHome Price<\/span>\n
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\n$50K<\/span>\n$2M<\/span>\n<\/div>\n<\/div>\n
\nDown Payment –\n20%<\/span>\n<\/span>\n
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\n3%<\/span>\n50%<\/span>\n<\/div>\n<\/div>\n
\nLoan Term<\/span>\n
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