{"id":22,"date":"2026-09-06T09:00:00","date_gmt":"2026-09-06T09:00:00","guid":{"rendered":"https:\/\/demos.canvaswp.com\/mortgage\/loan-program\/investment\/"},"modified":"2026-09-06T09:00:00","modified_gmt":"2026-09-06T09:00:00","slug":"investment","status":"publish","type":"canvas_mtg_loan","link":"https:\/\/demos.canvaswp.com\/mortgage\/loan-program\/investment\/","title":{"rendered":"Investment"},"content":{"rendered":"<h2 style=\"color: var(--cnvs-contrast-900); font-size: 1.4rem\" class=\"fw-bold mb-3 wp-block-canvas-core-heading\">How an Investment Loan Works<\/h2>\n<p style=\"color: var(--cnvs-contrast-600); font-size: 1rem; line-height: 1.7\" class=\"mb-4 wp-block-canvas-core-heading\">Investment property loans finance a home you will rent out rather than live in. Lenders price the extra occupancy risk into the rate, so the down payment and your reserves have a larger effect on the offer.<\/p>\n<p style=\"color: var(--cnvs-contrast-600); font-size: 1rem; line-height: 1.7\" class=\"mb-4 wp-block-canvas-core-heading\">Expected rent can count toward your qualifying income. We show you how each lender treats it before you choose, because the answer changes how much you can borrow.<\/p>\n<h2 style=\"color: var(--cnvs-contrast-900); font-size: 1.4rem\" class=\"fw-bold mb-3 wp-block-canvas-core-heading\">What We Compare for You<\/h2>\n<ul class=\"process-step-list mb-0 wp-block-canvas-core-wrapper\">\n<li class=\"wp-block-canvas-core-heading\">Rates for one-unit and two-to-four-unit properties<\/li>\n<li class=\"wp-block-canvas-core-heading\">How much of the expected rent each lender counts<\/li>\n<li class=\"wp-block-canvas-core-heading\">Reserve requirements across your whole portfolio<\/li>\n<li class=\"wp-block-canvas-core-heading\">Loans in your own name or through an LLC<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Grow your portfolio with smart financing on rental and investment properties.<\/p>\n","protected":false},"menu_order":6,"template":"","meta":{"_canvas_mtg_loan_best":"Rental homes, multi-unit properties and further investments","_canvas_mtg_loan_credit":"640 or higher","_canvas_mtg_loan_down":"15% for a single-unit rental, 25% for two to four units","_canvas_mtg_loan_icon":"bi-building","_canvas_mtg_loan_terms":"15 or 30 years, fixed or adjustable"},"class_list":["post-22","canvas_mtg_loan","type-canvas_mtg_loan","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/demos.canvaswp.com\/mortgage\/wp-json\/wp\/v2\/canvas_mtg_loan\/22","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demos.canvaswp.com\/mortgage\/wp-json\/wp\/v2\/canvas_mtg_loan"}],"about":[{"href":"https:\/\/demos.canvaswp.com\/mortgage\/wp-json\/wp\/v2\/types\/canvas_mtg_loan"}],"wp:attachment":[{"href":"https:\/\/demos.canvaswp.com\/mortgage\/wp-json\/wp\/v2\/media?parent=22"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}