{"id":17,"date":"2026-09-01T09:00:00","date_gmt":"2026-09-01T09:00:00","guid":{"rendered":"https:\/\/demos.canvaswp.com\/mortgage\/loan-program\/purchase\/"},"modified":"2026-09-01T09:00:00","modified_gmt":"2026-09-01T09:00:00","slug":"purchase","status":"publish","type":"canvas_mtg_loan","link":"https:\/\/demos.canvaswp.com\/mortgage\/loan-program\/purchase\/","title":{"rendered":"Purchase"},"content":{"rendered":"<h2 style=\"color: var(--cnvs-contrast-900); font-size: 1.4rem\" class=\"fw-bold mb-3 wp-block-canvas-core-heading\">How a Purchase Loan Works<\/h2>\n<p style=\"color: var(--cnvs-contrast-600); font-size: 1rem; line-height: 1.7\" class=\"mb-4 wp-block-canvas-core-heading\">A purchase loan pays for the home you are buying, less the down payment you bring. Because we shop more than 50 lenders, the same file can be priced as a conventional, FHA, VA or jumbo loan, and you see every option side by side before you choose.<\/p>\n<p style=\"color: var(--cnvs-contrast-600); font-size: 1rem; line-height: 1.7\" class=\"mb-4 wp-block-canvas-core-heading\">Pre-qualification takes a few minutes and uses a soft credit check, so your score is untouched. Once you are under contract, your loan officer moves the file to a full application and keeps the lender, the agent and the title company on the same timeline.<\/p>\n<h2 style=\"color: var(--cnvs-contrast-900); font-size: 1.4rem\" class=\"fw-bold mb-3 wp-block-canvas-core-heading\">What We Handle for You<\/h2>\n<ul class=\"process-step-list mb-0 wp-block-canvas-core-wrapper\">\n<li class=\"wp-block-canvas-core-heading\">A pre-approval letter your agent can send with the offer<\/li>\n<li class=\"wp-block-canvas-core-heading\">Rate quotes from our full lender network, not one bank<\/li>\n<li class=\"wp-block-canvas-core-heading\">Down payment assistance programs you may qualify for<\/li>\n<li class=\"wp-block-canvas-core-heading\">The appraisal, underwriting and closing schedule<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>First home or fifth &#8211; we find the best purchase loan for your situation. Low down payment options available.<\/p>\n","protected":false},"menu_order":1,"template":"","meta":{"_canvas_mtg_loan_best":"First-time and repeat buyers of a primary home","_canvas_mtg_loan_credit":"620 or higher for most conventional programs","_canvas_mtg_loan_down":"From 3% of the purchase price on a conventional loan","_canvas_mtg_loan_icon":"bi-house-door","_canvas_mtg_loan_terms":"10, 15, 20 or 30 years, fixed or adjustable"},"class_list":["post-17","canvas_mtg_loan","type-canvas_mtg_loan","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/demos.canvaswp.com\/mortgage\/wp-json\/wp\/v2\/canvas_mtg_loan\/17","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demos.canvaswp.com\/mortgage\/wp-json\/wp\/v2\/canvas_mtg_loan"}],"about":[{"href":"https:\/\/demos.canvaswp.com\/mortgage\/wp-json\/wp\/v2\/types\/canvas_mtg_loan"}],"wp:attachment":[{"href":"https:\/\/demos.canvaswp.com\/mortgage\/wp-json\/wp\/v2\/media?parent=17"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}