{"id":12,"date":"2026-05-09T14:30:00","date_gmt":"2026-05-09T14:30:00","guid":{"rendered":"https:\/\/demos.canvaswp.com\/insurance\/2026\/05\/09\/how-a-claim-is-actually-assessed\/"},"modified":"2026-05-09T14:30:00","modified_gmt":"2026-05-09T14:30:00","slug":"how-a-claim-is-actually-assessed","status":"publish","type":"post","link":"https:\/\/demos.canvaswp.com\/insurance\/2026\/05\/09\/how-a-claim-is-actually-assessed\/","title":{"rendered":"How a claim is actually assessed, step by step"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">From the outside a claim feels like a decision somebody makes about you. From the inside it is a sequence of checks, each of which either passes or asks you a question.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The sequence<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n\n<li>Validation: is the policy live and the event covered<\/li>\n\n\n<li>Evidence: photographs, receipts, reports, statements<\/li>\n\n\n<li>Assessment: a figure agreed with a loss adjuster<\/li>\n\n\n<li>Settlement: repair, replacement or payment<\/li>\n\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Delays almost always happen at step two, and almost always because a document is missing. Send everything you have at the start, even the parts that feel irrelevant.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A claim is not a negotiation. It is a checklist, and knowing the order of it removes most of the anxiety.<\/p>\n","protected":false},"author":25,"featured_media":56,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[9,18,22],"class_list":["post-12","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-claims","tag-claims","tag-insurance-tips","tag-process"],"_links":{"self":[{"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/posts\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":0,"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/posts\/12\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/media\/56"}],"wp:attachment":[{"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/media?parent=12"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/categories?post=12"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/tags?post=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}