{"id":21,"date":"2026-08-21T20:04:37","date_gmt":"2026-08-21T20:04:37","guid":{"rendered":"https:\/\/demos.canvaswp.com\/insurance\/faqs\/"},"modified":"2026-08-31T23:01:43","modified_gmt":"2026-08-31T23:01:43","slug":"faqs","status":"publish","type":"page","link":"https:\/\/demos.canvaswp.com\/insurance\/faqs\/","title":{"rendered":"FAQs"},"content":{"rendered":"

FAQs<\/p>

The questions our claims team actually gets asked.<\/h1>

If the answer you need is not here, the contact form reaches a person rather than a queue.<\/p><\/div><\/div><\/div><\/div>

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\n\t\t\t\t\t\t\t<\/i>\n\t\t\t\t<\/i>\n\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\tHow quickly does cover start?\t\t<\/div>\n\t<\/div>\n\t
\n\t\tThe moment you accept the schedule. There is no waiting period on property, travel or motor cover; life cover starts immediately for accidental death and after 30 days for everything else.\t<\/div>\n\t
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\n\t\t\t\t\t\t\t<\/i>\n\t\t\t\t<\/i>\n\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\tDo I have to declare a condition I have recovered from?\t\t<\/div>\n\t<\/div>\n\t
\n\t\tYes. Declare everything you have been treated for, even if it is resolved. An undeclared condition is the most common reason a medical claim is refused, and declaring it usually changes the price very little.\t<\/div>\n\t
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\n\t\t\t\t\t\t\t<\/i>\n\t\t\t\t<\/i>\n\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\tCan I cancel?\t\t<\/div>\n\t<\/div>\n\t
\n\t\tWithin 14 days you get a full refund provided you have not claimed. After that you are refunded the unused portion of the premium, less a $25 administration fee.\t<\/div>\n\t
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\n\t\t\t\t\t\t\t<\/i>\n\t\t\t\t<\/i>\n\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\tWhat is not covered?\t\t<\/div>\n\t<\/div>\n\t
\n\t\tWear and tear, deliberate damage, anything excluded in your schedule, and undeclared modifications on a vehicle. Every exclusion is listed on one page of the policy wording.\t<\/div>\n\t
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\n\t\t\t\t\t\t\t<\/i>\n\t\t\t\t<\/i>\n\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\tDo you cover people outside the country?\t\t<\/div>\n\t<\/div>\n\t
\n\t\tTravel cover works worldwide. Property and motor cover are limited to the country the policy was issued in; life cover follows you anywhere.\t<\/div>\n\t
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\n\t\t\t\t\t\t\t<\/i>\n\t\t\t\t<\/i>\n\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\tHow do I add someone to a policy?\t\t<\/div>\n\t<\/div>\n\t
\n\t\tFrom the dashboard, in about a minute. The premium change is shown before you confirm and takes effect immediately.\t<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div>

Still unsure about something?<\/h2>

Send it to us in a sentence. We will answer in one, and we will not put you on a mailing list for it.<\/p><\/i>Ask us<\/span><\/a><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-canvas","meta":{"footnotes":""},"class_list":["post-21","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/pages\/21","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/comments?post=21"}],"version-history":[{"count":0,"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/pages\/21\/revisions"}],"wp:attachment":[{"href":"https:\/\/demos.canvaswp.com\/insurance\/wp-json\/wp\/v2\/media?parent=21"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}